Captain Spiffy Financing
At Captain Spiffy, we are golf cart enthusiasts, and there's nothing we enjoy more than helping our customers find the kind of fun and adventure that a quality golf cart can bring. If you're considering financing your new golf cart, you're in good hands with our preferred vendors! We are thrilled to have the opportunity to help you set up a financing plan that gets you out on the road as quickly as possible.
With consumer financing available, we can cater to almost anybody. We believe this financing option can bridge the gap and make our carts more affordable for each and every customer! Captain Spiffy offers as many financing options as possible to our customers to make each experience seamless. Our lenders include: DLL Financial Solutions Partner, Sheffield Financial, Dealer Direct, Synchrony Financial, Variant Financial, Mariner Finance, and Heights Finance.
DLL Financial Solutions Partner is our PREFERRED lender in Inventory Financing and Retail Financing. They have a robust setup and can finance any golf cart as long as the minimum amount financed is $2,500. They offer promotional terms for our new golf carts like Icon EV and MadJax while providing LOW standard rates for used golf carts. Click on the corresponding logo below to fill out an application!
Sheffield Financial, a division of Truist Bank, is one of the biggest lawn and garden lending institutions in the nation! They offer promotional rates on our brand new golf carts like Evolution, Icon EV, MadJax, and Advanced EV. They also provide low fixed rate financing for our trailer lines, Big Tex and ALCOM. While they are more conservative in their approvals, the customer's experience is second-to-none! You can fill out a prequalification application by clicking on the corresponding logo below to fill out an application! Submitting a prequalification application has no impact on your credit!
Dealer Direct, a division of First Community Bank, specialized in low fixed-rate financing. Baseline qualification requires 650+ score. Dealer Direct offers FANTASTIC rates for new and used golf carts. You can complete an application by clicking on the corresponding logo and filling out your information!
Variant Financial, a Division of United Midwest Savings Bank, specializes fixed-rate financing. Their approval rating is much higher than DLL and Sheffield. We recommend those that are interested in older used golf carts to submit a credit application through Variant. You can fill out a loan application by clicking on their corresponding logo below.
Mariner Finance, a lending institution that specializes in auto, home, and personal loans is our preferred lender if you are looking to build your credit. Mariner Finance typical loan term is set up for 60 months, but does have a 12-24 month same as cash option if you opt for it! Please give us a call at 765-299-0433 if you would like to call in and submit an application or click on the corresponding logo to fill out an application by yourself!
Heights Finance, a local lending instituation, is a fantastic operation to work with. They offer higher rate, longer term deals. BUT, they offer you the BEST chance for approval. If you need to rebuild your credit or struggle getting financed from traditional lenders, then Heights Finance is for you! For reference, they have a 5.0 GOOGLE RATING!
Synchrony Financial is our second lender for TRAILERS. They offer low fixed rate financing! Click on the corresponding logo below to fill out an application for your next TRAILER purchase!
Apply Today
Our knowledgeable finance staff is here to make the process of purchasing a new golf cart cart easy, so don't put off your dreams. To get a quote, apply now. Our staff will contact you about our available financing options.
